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When it comes to 10-15 % part of people represented in the graphs, the idea experiment ended up being much less abstract—and significantly less pleasant.

When it comes to 10-15 % part of people represented in the graphs, the idea experiment ended up being much less abstract—and significantly less pleasant. Their fico scores might have tanked by 100 points; they might be fending down calls that are increasingly urgent loan companies. Capital One did a good deal of the very own business collection agencies instead of outsourcing it, and now we patted ourselves regarding the straight back for that, because it ended up being considered more humane. Possibilities had been good that Capital One would ultimately sue these non-payers, aided by the...

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